Although Meritus has a strong foothold in today’s evolving marketplace, we constantly measure ourselves against the services and technology of tomorrow.

Our dedication to in-house and proprietary solutions gives us the ability to develop global solutions that can be customized to fit all business needs. Our proprietary solutions include payment gateway Payment XP, Fraud XP, tokenization, Chargeback Management Suite, APEX sales partner portfolio management, and our merchant account management tool Insight. Some of our products include global payment processing, an ACH platform, and more. We are shaping the future of global commerce.

 

PAYMENT XP

Process transactions from anywhere in the world through our virtual payment gateway, Payment XP. Payment XP is an intuitive system that accepts everything from credit cards, gift cards, checks, subscriptions, Automated Clearing House (ACH), and more. Run a business with only a web browser and Internet access. The safe and secure connection of Payment XP means there is no software to download and no code to install.

Learn more on our Online Payment page.

 

FRAUD XP

The flexible and merchant-defined risk engine of Fraud XP allows merchants to balance protection and profit. Just as each business offers unique products and services, fraudulent transactions require unique fraud protection. Fraud XP offers global protection with 1000+ combinations of advanced filters and access to the largest negative databases, including device reputation. Fraud XP allows merchants to fight fraud in a single click.

 

CHARGEBACK MANAGEMENT SYSTEM

Chargebacks, or reverse sales transactions, occur for many reasons including customer disputes, fraud, processing errors, and authorization issues. Chargebacks cost the merchant money and non-compliance with card association regulations can result in significant fines. Many types of chargebacks result from easily avoidable mistakes and omissions. With Chargeback Management Suite, merchants can fight chargebacks in as quickly as 3 clicks. We provide tools to easily respond and educate the merchant to protect themselves from future disputes.