RISK ANALYST
County Business Journal with revenue growth of over 700% from June 30, 2009 – June 30, 2011. We
are a leader in advanced global transaction processing for optimal business productivity. We
differentiate ourselves through ground breaking technology and superior service and support.
Meritus Payment Solutions is the 4th fastest growing private company in Orange County as ranked by the Orange County Business Journal with revenue growth of over 700% from June 30, 2009 – June 30, 2011. We are a leader in advanced global transaction processing for optimal business productivity. We differentiate ourselves through ground breaking technology and superior service and support.
We are growing and looking to add a top-notch Risk Analyst to our high energy, entrepreneurial
team today!
Meritus Payment Solutions offers a fast-paced, welcoming and supportive work environment. There
are many opportunities to advance your career. Enterprising, capable, focused people prosper
with us. We promote teamwork, support learning, and encourage advancement for all of our
employees. We want you to excel, because we believe that your success is our success.
CAREER OVERVIEW:
The Risk Analyst is responsible for monitoring and analyzing merchant processing activity to identify
abnormal activity that may be fraudulent, violates the terms of the merchant agreement, or
indicates pending credit risk.
CORE RESPONSIBILITIES INCLUDE:
- Recommend specific courses of action, including the approval/rejection of high-risk transactions, withholding deposits, adding funding delays, implementing new reserve requirements, and releasing merchant reserves.
- Cooperate with issuing banks, acquiring banks, credit card associations (Visa/MC), and law enforcement agencies.
- Educate merchants on bankcard regulations.
- Work on time-sensitive investigations.
- Assist the Collections team with rejects received from merchants' banks.
- Develop strategies, processes, and procedures to measure and mitigate risk exposure related to the merchant portfolio.
- Conduct periodic portfolio reviews.
- Continue to analyze and identify emerging risk trends and adapt existing strategies and methodologies accordingly.
- Will routinely interact with merchants/sales offices and must maintain a confident, courteous, and professional demeanor while taking the necessary actions to manage risk.
SKILLS AND EXPERIENCE:
- Bachelor's degree in Finance or Economics and/or combination of education and experience
- 2-4 years of experience with fraud/risk/underwriting in the electronic payments industry
- Detail-oriented with the ability to review and interpret large sets of data
- Excellent analytical skills
- Excellent verbal and written communication skills
- Strong Microsoft Excel skills
- Self-starter who is highly organized and learns quickly
- Independent judgment and sound decision-making
- Works effectively in a team setting and can adapt well to a changing environment
- Understanding of core business concepts
- Able to work effectively under pressure
- Resourcefulness and innovative thinking valued
ADDITIONAL SKILLS/EXPERIENCE DESIRED:
- Experience with Microsoft Access or SQL
- Experience with developing processes and data models
- Ability to interpret credit reports and financial statements
- Ability to build ad-hoc reports
- Experience in a Credit Underwriting role
- Experience with the First Data Omaha platform
- Customer service experience
Meritus wants this to be your career. We offer a compensation program that includes:
- Competitive Base Salary
- Employee Benefits
- Dynamic and open environment with opportunity to make a difference and to further personal and professional development.
Interested in joining our team? Please submit resume and salary requirements to
careers(at)merituspayment.com