Mail & Telephone Orders

Merchants with a mail-order/telephone-order account process all payment types through our proprietary virtual terminal and payment gateway

Merchants can process credit, debit, or gift and loyalty cards without physically swiping a card. Merchants can also automatically deduct from a customer’s bank account with our ACH (Automated Clearing House) online transactions. You can initiate immediate payments or set up recurring billing cycles by automatically debiting your customer on specified dates.

Accepting checks is as easy as accepting credit cards with our risk-free electronic check processing system, including Check 21. Check 21 also allows you to process non face-to-face check transactions with remote deposit capture (RDC). RDC allows merchants to process checks faster and more efficiently by converting checks electronically and transmitting an electronic funds transfer. Also, shortening this “float time” reduces fraud because the bank can receive and detect fraudulent checks faster.

When accepting payments online, security is vital and Meritus is PCI DSS compliant and ensures you are meeting industry standards. Prevent fraud and chargeback with Meritus’s security tools such as address verification service and other merchant-defined criteria.

 

Virtual Terminal

• Manage multiple user IDs
• Recurring billing management
• Innovative fraud protection with flexible risk engine
• Process payments from any Internet-ready device or PC

Visit our Risk Management page.