Online Payment
with Payment XP
Ready to Get Started?
We're ready to answer your questions and provide solutions.
Process transactions from anywhere in the world through our virtual payment gateway Payment XP. We are also certified to integrate with your existing gateway and website.
Run your business with only a web browser and Internet access. Our safe and secure connection means there is no software to download and no code to install.
An easy-to-use and intuitive system that accepts everything from credit cards, debit cards, gift cards, checks, subscriptions, ACH, Check 21, and more.
HOW IT WORKS
Customers visit your website > select items for purchase > enter their payment information > confirm purchase > payment and secure information is all processed through Payment XP.
Nearly instantaneous transaction times mean lower shopping cart abandonment rates and you can be rest assured your transaction is secure with our PCI DSS compliant technology.
Payment XP supports Level I and Level II transactions meaning optimal interchange rates.
Storing customer information in the Customer Vault - not the individual PC - is not only more secure, it also makes repeat transactions, repeat customers and recurring billing effortless.
Payment XP is a solution that can be integrated into your application or built to your specifications.
Proprietary SystemsMore
- An internally developed system means we can respond immediately to changes in the industry and to individual merchant needs
- High bandwidth ensures 99.9% reliability and seamless and secure connectivity
- Supports unrestricted number of users
- PCI DSS Level I compliance
- Store customers’ sensitive account information on our secure servers in the Customer Vault
- Comprehensive risk management tools to fight fraud including Address Verification Service (AVS) and Card Verification Value (CVV2)
- Merchant-defined criteria can create customizable and scalable solution with Fraud XP
CustomizableMore
- Capture extra merchant-defined information on each transaction
- Define reporting details for customized reports
- Customizable email notifications including recurring subscriptions, processed payments, thank you notifications, expired card information, and more
- Recurring billing and schedule payments functionality
- Customizable merchant-branded receipts
Actionable ReportsMore
Payment XP produces reports that go beyond the data to drive results. Real-time reports can be customized for ultimate flexibility.
Capabilities:
- Card type summary or detail (Visa, Mastercard, American Express, EBT, etc.)
- Payment type summary or detail (credit, debit, EBT and Check/ACH)
- Date range summary or detail (transactions within a specified date range)
- User summary or detail (all transactions identified by a register/lane number)
- Individual transactions review/repeat/reprint receipt
- Batch reviews and reports: current, previous, older
Virtual TerminalMore
Payment XP offers a dashboard and register for interaction with all transactions processed. You will have the ability to run any type of transaction from authorization only, authorization with capture, voids and credits. These actions can be performed on specific transactions or in bulk to save you valuable time and energy.
Seamless IntegrationMore
- Easy to integrate into existing website
- Customized embedded interface maintains look and feel of existing application
Client CareMore
Our experienced client relationship managers are ready to answer any questions you may have about Payment XP or integrating our processing solution with your existing website. Meritus fulfills our promise of dedication by ensuring your questions and issues are answered with exceptional efficiency and professionalism. Every question is valuable and our representatives are ready to fulfill their promises and exceed expectations.
You are our priority:
- 24-hour phone support
- Technical and integration assistance
- Veteran client managers
- Interactive online account management portal
- Statement analysis
- Reorders
- Training and support