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Our Products

  • Credit Card & Debit Card Processing
  • PIN-Based Debit
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  • Online Gateway
  • Recurring Billing
  • Chargeback Management System
  • Gift & Loyalty Cards
  • Cash Advance
  • ACH Processing
  • POS Equipment

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Online Gateway

Conduct business anywhere in the world with our online gateway Payment XP. There is no software or code to install and you can complete transactions from any Internet-ready PC.

Payment XP is a PCI Level 1 compliant virtual terminal and payment gateway designed for merchants that require an intuitive system to accept credit and debit cards, gift cards, checks, subscriptions and more.

Meritus is also certified to integrate our payment solution with your existing gateway.

 

PAYMENT XP

  • All Major Credit Cards: Accepts Visa, MasterCard, American Express, JCB, Discover, and Diner’s Club.
  • Industries: Supports e-Commerce, mail orders and telephone orders (MOTO), business-to-business, direct sales, and card present environments.
  • Real-Time Processing: Instantaneous authorizations allow you to determine whether a transaction is approved or declined.
  • Interactive Transaction Register: Intuitive dashboard and register for all transactions. Run specified transactions such as authorization only, authorization with capture, voids, and credits, individually or in bulk to save time and energy.
  • Secure: Data encryption technology 128-bit SSL (Secure Socket Layer). High bandwidth to ensure 99.9% reliability.
  • Risk Management: Comprehensive fraud screening tools including 1000+ combinations of fraud profiles.
  • Recurring Billing: After initial set up, eliminate maintenance, time, and expenses associated with manually billing recurring transactions.
  • Automated Emails: Customizable automated emails keep your customers informed. Notify customers of recurring subscriptions, processed payment notifications, expired card information and more.
  • Real-Time Reporting: Customizable real-time reports allow you to make quick decisions and grow your business.
  • Integration: Easily integrates into many of the most popular shopping carts, order-entry products, electronic retail systems and cash registers.
  • Client Services: 24/7 online and phone support.


LEARN MORE ABOUT OUR TECHNOLOGY

 

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Best Practice Brief: The Six Most Common
Chargeback Reason Codes and
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All rights reserved. Meritus Payment Solutions is a registered ISO/MSP of Wells Fargo® Bank, N.A., Walnut Creek, CA., National Bank of California, Los Angeles, CA American Express® require separate approval.